![]() Throw in a photo print of your own and you have something completely unique to your space. She falsely convinced the ambassador that. ![]() With my custom portrait painting service, you can commission a portrait painting of your loved. Whether you have a family photo, a wedding photo, a vacation landscape, or a treasured old black and white photograph, I can turn it into a beautiful work of art. This option allows you to mix and match art styles: photos, paintings, prints, and multimedia art. portrait painting, in the late 18th and early 19th centuries. At Portraits by Joseph, I offer a wide range of services to bring your memories to life. 'I ordered the portrait around 2 weeks before Christmas. My husbands grandmother passed away a few months after our oldest turned 1, the last pictures that we have of her are from his 1st Birthday, I wanted to do something different for my husband for Christmas this. Rooms with low ceiling heights can benefit from a large-format print that takes up a ton of space-it really makes a statement. Please note: Due to the pandemic, any portraits commissioned are from photographs you supply by email. Custom Pet Portrait - Renaissance Pet Portrait - Dog Portrait-Dog Memorial Gift-Pet Painting-Custom Cat Portrait-Gift for Pet - Digital Only (1.5k) 30.45. Only 10 Deposit due now: 19 Remaining balance after painting approval. Step 3: While the paint is wet, well send a photo of your painting for review. Step 2: Paintru matches you with an artist and they start your custom painting. Step 1: Upload your photo, select style and provide direction, then checkout. One of Nations Premier Portrait Artists, Commissioned Family & Institutional Portraits, Custom Oil & Pastel Portrait Paintings, Best Portrait Artists. Just imagine having a piece of art that reflect a persons authentic likeness and is an expression of love that says, I love you and you matter to me. The first thing you should do is determine what your budget is, of course, and then decide what size art you’re looking for. Paintru makes it simple to commission a painting from your photos. Custom portrait artist, Jennifer, makes it easy for you resulting in a beautiful painted portrait that everyone will love. What should you consider when investing in art? It’s certainly a retailer ideal for those looking to invest in artwork they want to keep forever and ever, and-with Guilty By Association-you’re able to support work that encourages and empowers more inclusivity in art. For many, commissioning a sculpture is a call to leave an everlasting legacy and memorialize life's most special memories and those dear to us. Send me your photo(s) via Etsy or email and a message sharing. CUSTOM Table-top or life-sized, getting a custom-made sculpture is not an everyday purchase - we know exactly how meaningful it is to you. But there are a few pieces you can score for under $1,000 if you’re looking for a big splurge that doesn’t feel incredibly out of this world. Select the photo or photos that you would like me to use to create your custom portrait. Each custom portrait is backed by a 100 satisfaction guarantee. Taking into account transition time for guests & artist in between each painting, I can paint approximately 8- 12 guests per hour, with the average being 10. 2801 6th Avenue South Birmingham, AL 35233. Fine Art Portrait Painters Near Me Birmingham, AL. today Learn what our gallery offers and how to book a visit. You’ll get a chance to review a pencil sketch draft and provide feedback, request revisions, or share your thoughts in general on the portrait direction.Ĥ – PAINTING | Once you approve your pencil sketch, I’ll get to work laying in the paint and the details!ĥ – FINAL APPROVAL | After the painting is complete, you’ll have a chance to again review the portrait and provide feedback.Guilty By Association is definitely one of the more expensive retailers on this list, with some pieces priced as high as $8,000. Turn your photo into a painting Our talented artists will hand-paint portraits from your photos. On average each painting of two people takes 6 - 7 minutes. Searching for custom portrait painting in or near Birmingham, AL Find it at Portraits, Inc. ![]() ![]() 1 – SELECT | Choose the type of custom watercolor portrait you’d like created from the choices below then click “Order Now”Ģ – SUBMIT You’ll have the ability to submit your order, provide pictures and guidance, as well as your payment to secure your spot in my work queue.ģ – DRAFT | I’ll be in touch to confirm your order, and plan out your pencil sketch.
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![]() And even if it was, I still prefer my beautiful and fully custom KODI UI. They both serve their purposes, but for 4K content, Plex is just not there with HDR > SDR tone mapping yet. Obviously the workflow here has a specific order (don't update PLEX until your KODI NFO is out there), but once you learn it, you can't beat it. I also LOVE KODI's custom skins/UI, so I use that with custom player (MPC-BE with MADVR) and it is GLORIOUS in 4K HDR on my OLED. No more needing to keep 2 sources in sync with Metadata. Since the metadata is stored locally with the media itself, it is the end all be all in my opinion. I could care less if the Plex database gets corrupted or I need to reinstall the whole thing (I don't even back it up). Now I just point Plex to my media folders and everything JUST WORKS using the custom XBMC NFO scrapers. NFO files and then I use the Plex Web Tools plugin with the XBMCNFOMovie/TV apps that allow you to ingest Kodi NFO files into Plex (Plex still refuses to use native. ![]() I use both Kodi (Main Home Theater Screen) and Plex (In Home/Remote Steaming). Plex, GPU transcoding using Ram, SSD for metadata and Unraid as the host OS?Ĭouldn’t be a better combination in my opinion. ![]() Moved house again and now use AppleTV boxes for clients. Got gigabit internet (2014) and 20-30 users on NowTV boxes streaming.īought a PlexPass when they were half what they are now. So I bought and i3 CPU of eBay and suddenly, everything played perfect and “transcoding” was possible. Maybe XBMC was meant to be?ĬPU usage on “server” was 100%. I played films on it and it buffered constantly. Software that could manage my media and mean XBMC on each device didn’t have to scan/scrape all my media? (A Roku box with remote) you could side load something called Plex on it to stream with it. Then Sky UK released NowTV boxes for £10 a piece. It's the great Windows vs Mac vs Linux debate, but for media streaming. Between Kodi and Plex all your bases should be covered. Never really used Emby to any degree, so can't comment on that. I only used it to stream my local media, and in that sense Plex is perfectly fine. It should be noted that I never used Kodi for any streaming plugins, so that could be a huge factor in someone's opinion also. That was _my_ primary factor in my own Kodi vs Plex debate.Īt this point, I don't really miss Kodi. And in some sense I still prefer the UI of Kodi compared to Plex, especially when it comes to figuring out watched vs unwatched content, the Kodi UI is just simpler.īut I've evolved. Sideloaded it on my FireTV sticks and used it from my PC media before ever having even used Unraid (which then turned into using LibreElec VM). So I'm actually having the opposite opinion to that. If you're only doing local streaming use Kodi ![]() When you’re in the park, head to a standalone photo store or a ride photo location to get an individual print. Relive your fun-filled moments and choose which ones you want to keep forever. Click on a photo and send it via text, post it on social media, or even just download it to your camera roll. Once you see them, share them to your heart’s content. The photos you take during your day will be uploaded automatically. ![]() Download the app and log in with your email address and the password you were given. Make your friends jealous by sharing your adventures with the Amazing Pictures Mobile App. The photos automatically show up on your My Universal Photos account, which you’ll be emailed a password and link to. Scan it at a kiosk at the end of any participating rides.Scan it yourself at one of our selfie stations.Have one of our professional photographers scan your card before taking a photo.A Team Member will give you your photo card and then you’re all set! There are three different ways to capture your vacation memories: Once you’ve ordered your package, show your confirmation email at a merchandise location where Universal Express Pass is sold or at the My Universal Photos stores in the parks. With your one day of photos at Universal Volcano Bay (as with all packages), you get unlimited digital downloads and the ability to view and share your photos forever. 1-Day Photo Package at Volcano Bay: If you’re just looking for a slice of Waturi paradise, this package is for you.You also receive one free 5×7 print in a folder and one free 4×6 print valid in-park or online, plus a few other exclusive discounts. 3-Day Photo Package: This option allows up to three consecutive days of photos in the parks beginning on the day you pick up your My Universal Photos lanyard and card.It also includes a My Universal Photos themed lanyard and card, discounts on photo gift products, as well as one 4×6 and one 5×7 photo print at time of purchase. 1-Day Photo Package: This package gives you one full day of photos at any of our three parks with exclusive pricing on park photo prints and unlimited digital downloads.My Universal Photos has three different packages to make sure you’re properly set up for your day (or days) of play: With all of the awesome photo opportunities throughout the parks, we’ve got you covered - whether you’re screaming your face off on one of our high-speed coasters or coming face-to-face with spectacular, cinematic icons. My Universal Photos takes the stress out of your vacation by helping you capture your unforgettable experiences here and share them with friends and family. Here at Universal Orlando Resort, we have an ideal third option - My Universal Photos. Check your Amex accounts and add the offer to your favorite card now if you think you might use it.There are two ways most people go about taking photos on vacation: having someone in your party not be in the photo or asking a stranger to take the photo for you. ![]() We have seen this offer in the past, but now you must spend $500 or more in one transaction. This new Amex Offer will save you 20% if you spend exactly $500 at Universal Orlando. Excludes all other Universal parks, properties, and websites.Purchases such as photo packages, dining plans, VIP Experiences, shows and event tickets are included if added to the vacation package at time of booking. ![]() Not valid for stand-alone hotel bookings, stand-alone ticket or pass purchases, group vacation packages or merchandise.Vacation packages must minimally include hotel accommodations and theme park tickets in order to qualify.Offer valid only for online bookings of vacation packages through or.Must book directly with Universal Parks & Resorts Vacations.In order to be eligible, you must complete a qualifying single transaction of at least $500 by.Get a one-time $100 statement credit by using your enrolled Card to make a single purchase of $500 or more online at by. If targeted, you can save $100 on vacation packages. Check your American Express credit cards for a new Amex Offer for Universal Orlando. ![]() The fact is the husband made sure in the beginning to say they were "very friendly" people. There was 2 different links that popped up but don't work at this point with the name of that place. I had to look it up but it looks like there is cause for people to say its a swingers place. Why would I think their rooms would be clean or their food would be prepared with care? That kind of clutter just tells me the owners don't care about anything. I would never stay there if I saw all that "decor" looming over every horizontal & vertical surface. There was so much clutter (which means dust and grime IMO) and all the furniture looked so shabby. Even if Gordon's crew emptied the place and gave it a good sweep, it would have improved that heap 100%. She just showed all the viewers and customers how truly ungrateful and cray-cray she really is. I'm glad I heard Gordon say he only did a couple of guest rooms b/c he wasn't doing a make over show! That woman expected every room to be redone and seemed pissed he only did the few he showed. So in addition to the Board of Health and the Building Inspector knocking on their door, I'm guessing they should expect the IRS & the Labor Board crowding their porch too. I wonder if government agencies assign people to watch shows like this and Robert Irvine's? That could be a full time job - catching idiot business owners who break a ton of labor & tax laws! If you don't have a payroll system or a POS, how are you reporting tips and receipts? You're probably NOT. I'm sure there are a lot of drugs in these areas (sadly like almost every other city & town in America), & not a heck of a lot of opportunities, but I'm always baffled why employees stay put in a shit job to be abused AND not paid. A lot of those old mill towns hit the skids in the '70's & '80's and never really recovered. Like most of New England, that area is very picturesque in the fall & winter, but I'm not sure the Vienna is on a high traffic tourist route. That place was a dump! I live in Mass, but never been to that town.
![]() The camera filming this shot was on the beach (on a telephoto lens) approximately where Perry's Cafe and Beach Rentals currently sits. The guard shack behind them is the "Ramp" shack. The spot where Martin and RL rode was at a widened section of the bike path at the bottom of the parking lot beach access ramp/stairs at 387 Paseo De La Playa. It is in fact Redondo beach, but not at the Avenue F intersection. I ride there about twice a week, and it always brings back memories! -AND Special thanks to John Mc for updating:- I'm a cinematographer, so I wanted to find THE precise spot. The lifeguard house is still there on the beach, where Ave F meets with Esplanade. The bike path is still there, and it runs parallel to Esplanade. The closing credits were filmed in Redondo Beach, California. Any way to get 100 percent confirmation on that? ĭan Green kindly wrote in to say that the closing credits were not filmed in Santa Monica or Venice Beach. During the filming time of the movie RAD, Bart Conner visited our track and if I remember correctly (my mother says yes) a very small part of the movie was filmed there. My memory is kinda fuzzy on this but when I was a teenager in 1986, my family owned a BMX track in Lake Worth, TX named Casino Beach BMX. McKay's is definitely top 5 places around Calgary to get ice cream and have been making all their flavors themselves for over 50 years. The scene where Cru and Christian share the ice cream cone was filmed in McKay's ice cream shop in Cochrane, Canada. It is rumored that the house it once sat at, was one of Bowness mayors, back in the day. It now sits at the Crossroads Market, in Calgary, at the entrance, greeting customers. Margaret Nemeth kindly wrote in to add that the pink elephant sprinkler was given to Jerry Kendall in the late 80s. I guess the owners of the house didn't know just how special their sprinkler was. The pink elephant sprinkler was located in Bowness until 1995. The actual jump/slide into water was filmed in a lagoon off the Bow river beside Bowness Park (the Helltrack). The highway/field that Cru turns down into to go into the jump/slide into water scene is the highway turn just east of Cochrane Alberta and a new "Eagle Ridge" community has recently been built on the field. The house no longer has the sprinkler but puts together a big Christmas light display each year. The home that featured the pink elephant sprinkler (Cru rode through with his sister on the bike I believe) is located off Bowness road beside Parkway elementary. The papers were picked up by the actor at the start of their "route" behind the old Bowness Hotel (known for the Hells Angels patronage)-the large "H-O-T-E-L" letters were taken down around 1993. The newspaper delivery scenes were filmed in the heart of Bowness where a number of large homes with big yards back onto the Bow River. Helltrack was constructed for the climactic race in a large empty open grass area in Bowness Park, Calgary, next to the amusement park then removed afterward. ![]() It was redesigned by the world famous skater Steve Alba. It's just past the hospital on the north side of the street. Stay along that street and take the left road when it splits in a Y. Head North for a minute and turn right onto Arrow Highway. It's located: From the I10 near the Ontario Airport exit Euclid Ave. Today, it's called Upland's Pipeline skate park. ![]() In 1988, it was closed for structural problems and in 2002, was re-opened with a brand new concrete base, night lights, security and a bigger street style ramp place. This was, since 1977, the world's first vertical park. The first scenes of the movie were filmed in the world's first skate park, named PIPELINE in Upland, CA. It was a scene where they are in a gymnasium and people are dancing and clapping all around and there is the "send me an angel" song in the background. Some of the scenes were also shot at Cochrane High School - I was a student back then and in one of the scenes. Unfortunately due to insurance "The Pipeline" was demolished and now the land is a storage place. "The Pipeline" is the pool scenes and, of cource, The Pipe. The Upland Pipeline skatepark has since been rebuilt to scale, including the pipe! īrian Blyther, Mike Dominguez, Ron Wilkerson, and Eddie Fiola were regulars here. Īlthough mostly filmed in Canada, at the opening credits of the movie there are scenes at "The Pipeline" in Upland California. Many scenes were filmed in Cochrane, Alberta, basically a smaller suburb just West of Calgary. The qualifying races were held in Bowness park and Bowness High School was used in filming the in school scenes. These scenes were actually shot at Bowness High School, located at 4267 Street NW in Calgary, ALBERTA, Canada. Wanna see the real life filming location used for the High School in the movie? ![]() Of course the list is debatable, it is meant to be. Winning the event will surely elevate Abraham to the greatest mainland European fighter of the decade, although failure and he could become just another protected fighter who got found out after fighting on the other side of the atlantic. ![]() Moving up to super middle, Abraham along with Carl Froch is participating in the forthcoming super six tournament. He has six early wins in his ten IBF middleweight defences. Known more for his brute strength and granite chin, Abraham can bang a little aswell. After his latest fight against Jermain Taylor, a twelfth round TKO, Froch proved he had the power to end a bout right to the very last second. ![]() ![]() After back to back stoppages against decent pugs Brian Magee and Tony Dodson, the cobra became, along with David Haye, the most respected banger in British boxing. Who knows how far Haye can go with the big boys, what we do know however, is that its going to be fun.įroch recently commented “I punch like a mule” and punch like a mule he does. Haye has fought in the heavyweight division twice only, a first round TKO of the journeyman Tomasz Bonin and more recently, a fifth round TKO of Monte Barrett. A bit quiet of late, if Pavlik were to KO Paul Williams in their upcoming bout, (hopefully the fight happens) it would surely elevate Pavlik higher on the list.īritains David Haye, the most devastating cruiserweight since Evander Holyfield, unified the division with an off the floor KO of Jean M Mormeck in the Frenchmans Paris backyard and then a second round battering of Enzo Maccarinelli for his WBO belt. Back to back TKOs against Edison Miranda and Jermain Taylor made Pavlik the most revered puncher in boxing. The ghost burst into the middleweight rankings with a TKO over hardened pug Fulgencio Zuniga. After moving up in weight he hasnt seemed to be the force he once was at flyweight, still, early wins against the excellent Christian Mijares and Jorge Arce put Vic on the the list. He went on to defend the title six times, each inside the distance, even breaking Glen Donaires jaw in the process. The raging bull defeated the unbeaten Colombian Irene Pacheco to claim the IBF flyweight title back in 2004. Now at featherweight, only time will tell whether Marquez still has the one punch KO power he has showed throughout his long illustrious career. Who knows what the brutal trilogy with Israel Vasquez has taken out of the Mexico City native. From then on in Lopez stock has grown and many feel he is destined to become the next superstar of the sport.Īfter winning the IBF bantamweight title back in 2003, with an eighth round stoppage of the previously unbeaten Tim Austin, Marquez went on to defend the title seven times with five coming early. That changed dramatically though after two and a half minutes. Going into his bout with Daniel Ponce de Leon, de Leon was supposed to be the puncher of the two. Facts are facts however and Wlad has heard the final bell only once, a snoozefest with Sultan Ibrigamov, in his thirteen successful defences of the heavyweight title. Did I mention the Hatton fight?ĭr.Steelhammer himself is a controversial choice, especially so high up on the list. With early wins against legends Erik Morrales and Oscar DeLaHoya, Pacquiao truely deserves his spot so high on the list. His punch power has increased in each weight division. Relatively unknown outside Venezuela, that could be about to change with the introduction of new laws which would allow Valero to box in the U.S.Īfter bursting onto the stage in dramatic fashion with a TKO over the legend Marco Antonio Barrera, Pacquiao has went on to win inside the distance a further eight times. His last six have also been early, five defences of his WBA super featherweight title and more recently the second round demolition job on Antonio Pitulua for the vacant WBC lightweight strap. It took Valero nineteen fights before he knew what it was like to come out for the second round. Taking these facts in order and my own personal opinions, here goes my top ten hardest punchers in boxing. There are fighters with one punch power that can end a bout with a single blow, or fighters that hit that hard that often they get the job done inside the scheduled distance. Not just the amount of knockouts, but also the quality of the opposition, because there have been KO artists in the past that have been found out when the quality of their opponent hase risen. To rate a top ten, certain aspects need to be taken into consideration. Mini Challenge Prize: $18,000 MXN and the privilege of choosing their business for the maxi challenge first.Mini Challenge Winners: Regina Voce and Vermelha Noir.Mini Challenge: In pairs, compete in a taco-eating contest.Con una invitada icónica el lipsync tiene una terrible sorpresa. Episodes Įl minireto responde la pregunta ¿quién es la más tragona? En el maxireto se sabrá quién actúa mejor para un spot publicitario y la pasarela tendrá a 10 María Félix. ![]() █ The contestant was awarded $18,000 MXN for winning the title of Miss Congeniality. █ The contestant was awarded $550,000 MXN for winning Drag Race México. █ The contestant appeared as a guest, but was out of the running. █ The contestant appeared on the "Reunion" episode and was still in the running. █ The contestant was voted Miss Congeniality by her fellow castmates. █ The contestant placed in the bottom but no one was eliminated. █ The contestant placed in the bottom, lost the lip sync for your life, and was eliminated. █ The contestant placed in the bottom and won the lip sync for your life. █ The contestant was one of the worst but did not place in the bottom. █ The contestant was one of the best but did not win the maxi challenge. █ The contestant was in the Top 2 of the week, but did not win the lip sync for the win. █ The contestant was one of the maxi challenge winners. (Biographical information stated from during time of contest) Rank ![]() Lady Kero won the title of Miss Congeniality at the reunion, while Matraka was awarded the title of Fan Favorite. ![]() Īt the end of the twelfth episode, Cristian Peralta was crowned México's First Drag Superstar, with Gala Varo, Matraka and Regina Voce placing as Runners-Up. Additionally, the full release date for the season was stated at the end of the Live to be June 22, 2023. On May 24, 2023, the Meet The Queens for the season was held through TikTok Live, where the eleven contestants that would be competing to become México's First Drag Superstar were unveiled. Furthermore, on May 12, 2023, Lolita Banana and Valentina were announced as the series' hosts during RuPaul's DragCon. On May 7, 2023, a teaser was revealed at the 2023 MTV Movie & TV Awards, showcasing the series' logo and confirming that the season would be released on 2023. However, the series wasn't officially confirmed until December 12, 2022, along with the announcement that it would air on MTV and Paramount+ in Mexico. The first season of Drag Race México was first teased on Augwhen World of Wonder published a casting call for Mexican drag artists through their official accounts, with a deadline of September 9 of that same year. ![]() Whether you prefer a more aesthetic greenhouse or a more profitable one, it’s good to have an idea of a base layout, as creating the perfect Greenhouse in Stardew Valley can take a lot of work. Hopefully, this guide has given you some insight into the best greenhouse layout in Stardew Valley. It’s important to note that having the ideal layout will not work for trellis crops, such as Hops, so I wouldn’t recommend planting them. ![]() Turning these crops into agricultural products will turn your farm into a cash cow. Grandpa wouldn’t be proud! I would recommend planting Ancient Fruit, Starfruits, and Pumpkins, as you’ll have an endless supply (apart from Starfruits, which need to be replanted) that can be used for wine/juice or jam/pickles. If you end up planting crops that aren’t worth a great deal of money, it’s less efficient. While it’s important to know the general layout, it’s also good to know the best crops to plant for the most lucrative outcome. They’re the best sprinklers in the game, as they water 24 adjacent tiles every day. Iridium Sprinklers are unlocked when you’ve reached Level 9 Farming. ![]() You’ll need six Iridium Sprinklers, leading to only four crop spaces being sacrificed, while also leaving room for 116 plants. Despite the sprinklers taking up some space, using a watering can daily will become tedious. Firstly, it’s important to use automated sprinklers. Though there are a few options for different layouts in the Greenhouse, it’s good to know which one is going to be most beneficial so you can plant as many crops as possible. Therefore, here’s the best greenhouse layout in Stardew Valley. As it’s a place that can grow produce from any season, it’s important to know how to use it to its fullest potential. It can also be purchased from the Joja Community Development for 35,000g. However, the Greenhouse can be repaired by Junimos if the Pantry Bundles in the Community Center have been completed. It won’t be usable at the start due to its dilapidated state. The Greenhouse in Stardew Valley is a building on the farm that’s displayed from the initial introduction of Grandpa’s farm. ![]() The group’s promoters tried to encourage them not to perform the offending number. The letter arrived while NWA were on tour, where police were showing up at each concert. This prompted FBI assistant director Milt Ahlerich to issue a letter to NWA’s record label, which stated, “Music plays a significant role in society”, and claimed the song “encourages violence against and disrespect for the law enforcement officer.” A newsletter called Focus on the Family Citizen ran the headline: “Rap Group NWA says ‘Kill Police’”. They called themselves ‘the world’s most dangerous group’ and on their most notorious song, Fuck tha Police, told a story of police brutality and discrimination in a retribution fantasy in which Ice Cube raps that “police think they have the authority to kill a minority”.īy the summer of 1989, a right-wing backlash against the group was in full force. The negative attention only gave NWA further fame and with it, album sales. There was however a distinct shift towards rap hip hop in the early ‘90s, which brought about an additional racial issue, especially because the black music of hip hop had a wide appeal and crossed over into white markets.” Sociology professor Mathieu Deflem explains how the issue of race came into the debate: “Initially, the PMRC was focused mostly on heavy metal, which was very popular in the ‘80s, and thus on white people’s music. Some songs were deleted from albums altogether and retail chains such as Walmart refused to stock PAL-stickered records in an attempt to brand themselves ‘family-friendly’. To avoid losing sales, record companies had artists re-record songs and albums with ‘clean’ versions that could be sold alongside those bearing a PAL. Their considerable political clout enabled them to bring a senate hearing debate on “porn rock” and, along with the National Parent-Teacher Association (PTA), encourage the Recording Industry Association of America to introduce the PAL. In addition to Gore, the PMRC also included Susan Baker, wife of Secretary of the Treasury James Baker, and other prominent women who were referred to as the ‘Washington Wives’. The Parents Music Resource Center (PMRC) was a committee formed in 1985, after its co-founder, Mary ‘Tipper’ Gore, wife of Senator and later Vice President Al Gore, recognised references to masturbation in a song her daughter was listening to: Prince’s Darling Nikki. The emergence of the Parental Advisory Label sheds light on the atmosphere of the decade – one in which music was the subject of rigorous cultural and even political debate. Straight Outta Compton was one of the first records to receive a Parental Advisory Label (PAL), the ubiquitous black-and-white stickers that warn parents of explicit content. “Gangsta rap forced America to confront the issues in its ghettos, and its realities were shocking when presented so explicitly on a recording that white suburban teenagers coveted,” Kot suggests. It was the crossover into mainstream white American culture that provoked concern among the US establishment, parent groups and the religious right – and caught the attention of law-enforcement agencies. “With their urban-canyon echoing drums and casual descriptions of explosive violence,” he wrote, “the new myths of crack, guns and gangs sounded a lot larger than life.” For a new generation, these sounds held an enthralling appeal. ![]() Jeff Chang, author of Can’t Stop, Won’t Stop, called it “the new Blues”. “The Dr Dre production was lean, driving, and funky, with rhymes dropping like nails atop the beats.” “Straight Outta Compton defined the West Coast sound,” explains the Chicago Tribune music critic and writer Greg Kot, who reviewed the LP when it was released in 1989. ![]() The borrower(s) may have initially purchased the property as one of the following:Īn eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust Īn eligible land trust when the borrower is the beneficiary of the land trust orĪn LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%. The original purchase transaction was an arms-length transaction.įor this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility Requirements. Requirements for a Delayed Financing Exception ![]() See also B2-1.3-04, Prohibited Refinancing Practices. For example, if a particular state law does not allow a lender to require an escrow account under certain circumstances, the loan would be eligible for sale to Fannie Mae without an escrow account. The new loan amount includes the financing of real estate taxes that are more than 60 days delinquent and an escrow account is not established, unless requiring an escrow account is not permitted by applicable law or regulation. Transactions in which a portion of the proceeds of the refinance is used to pay off the outstanding balance on an installment land contract, regardless of the date the installment land contract was executed. However, energy-related improvements are permitted. Transactions classified as HomeStyle Energy loans. See B5-3.4-01, Property Assessed Clean Energy Loans for additional information. The mortgage loan is subject to a temporary interest rate buydown.įor certain transactions on properties that have a Property Assessed Clean Energy (PACE) loan, borrowers who refinance the first mortgage loan and have sufficient equity to pay off the PACE loan but choose not to do so will be ineligible for a cash-out refinance. The following transaction types are not eligible as cash-out refinances: The above ownership policy applies in addition to the requirement that an existing first mortgage being paid off through the refinance is at least 12 months old. If the property was owned prior to closing by an inter vivos revocable trust, the time held by the trust may be counted towards meeting the borrower’s six-month ownership requirement if the borrower is the primary beneficiary of the trust. ![]() See B2-2-01, General Borrower Eligibility Requirements for additional details.) (In order to close the refinance transaction, ownership must be transferred out of the LLC and into the name of the individual borrower(s). If the property was owned prior to closing by a limited liability corporation (LLC) that is majority-owned or controlled by the borrower(s), the time it was held by the LLC may be counted towards meeting the borrower’s six-month ownership requirement. The delayed financing requirements are met. ![]() There is no waiting period if the lender documents that the borrower acquired the property through an inheritance or was legally awarded the property (divorce, separation, or dissolution of a domestic partnership). Properties that were listed for sale must have been taken off the market on or before the disbursement date of the new mortgage loan.įor the maximum allowable LTV, CLTV, and HCLTV ratios and credit score requirements for manually underwritten cash-out refinance loans, see the Eligibility Matrix.Īt least one borrower must have been on title to the subject property for at least six months prior to the disbursement date of the new loan, unless one of the following exceptions apply: See Ownership of the Property below for exceptions.įor DU loan casefiles, if the DTI ratio exceeds 45%, six months reserves is required. When buying out a co-owner pursuant to a legal agreement.Īt least one borrower must have been on title for at least for six months prior to the disbursement date of the new loan. To any existing subordinate liens being paid off through the transaction, or If an existing first mortgage is being paid off through the transaction, it must be at least 12 months old at the time of refinance, as measured by the note date of the existing loan to the note date of the new loan. The transaction must be used to pay off existing mortgage loans by obtaining a new first mortgage secured by the same property, or be a new mortgage on a property that does not have a mortgage lien against it (the borrower owns the property free and clear at the time of refinance). The following requirements apply to cash-out refinance transactions: |
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